Flatex Review 2025

Our Flatex review 2025 discovered that this brand has put together a good-looking and user-friendly website. This features a bold orange, white and black colour scheme, but everything is kept professional and intuitively designed. While it’s a German brand, there are both German and English language versions of the website. Don’t forget that Flatex has developed one of the best trading apps for iOS and Android devices.

At the time of writing this Flatex review, the online broker had handled over 12 million transactions. Just so you know, Flatex has an annualised executed trade volume of over €300 billion. Plus with accolades gained from the likes of Focus Money and Borse Online, it’s evident that this is a highly respected online broker.

It’s easy to get started on the Flatex site. We found that you could simply create your account by providing your personal information and then you could set up your online portfolio in just a matter of minutes. From here, it’s just a matter of using the brand’s innovative trading tools to buy and sell anytime and anywhere. Don’t forget that Flatex also hosts plenty of helpful seminars that can take a lot of the mystery out of online trading.

How To Trade

To get started, click on the “Create Account” button at the top of the Flatex website. You will need to complete three pages of basic personal details. Additionally, a video verification process may be required to set up your account.

Once your account is verified, you can make your first deposit via bank transfer. Please note that deposits must be in euros and may take up to three working days to process. After funding your account, you have the option to use the Flatex mobile app, the desktop trading software, or the web-based trading platform to manage your investments.

Once set up, you can place orders that will appear in your order book and execute trades with a single click. Flatex offers a straightforward and user-friendly trading experience for stocks, ETFs, and other financial products.

Investments in securities carry risks
Plus applicable market spreads, inducements, product costs, and external fees.

Many online brokers will provide you with a variety of payment options for making deposits and withdrawals on their sites. All of these payment options tend to come with their own advantages and disadvantages in terms of limits, fees and how quickly the transactions are processed.

So we were a little surprised to find that there was only one payment method found in our Flatex review 2025. This is because you can only make bank transfer deposits and withdrawals at this online broker site. While this might be a little limited compared to other online brokers, it does make it a safe and secure way to fund your trading.

Our Flatex review found that this site will only accept payments in the euro currency. Plus you should know that it may take anything up to seven banking days for the deposits and withdrawals to be processed.

Fees

Our Flatex review found that this brand offers a cost-effective and transparent pricing model for trading stocks, ETFs, and other financial products. The fees include a flat rate of €3.90* per order for trades on the premium trading account, applicable to an order volume of up to €1,000.

For other trades, Flatex charges a fee of €5.90* per order. Additional exchange fees may apply, depending on the selected market. Furthermore, savings plans are available at a low fee of €1.50* per transaction, making Flatex a competitive option for long-term investors.

Overall, Flatex provides a clear and predictable pricing structure that compares favorably to some major online brokers.

*plus standard market spreads, allowances, product costs and third-party costs.

Customer support is an incredibly important part of any Flatex review. After all, you never know when you might require some help with your Bitcoin trades. So we were glad to discover that the online broker had put together a friendly and professional customer service team.

You’ll find that there are two dedicated customer support telephone hotline numbers. These are for either existing customers or prospective customers. The telephone support hours are open between 0800 and 2200 for existing customers, and 0800 and 2000 for prospective customers. However we should note that these telephone numbers are based in Germany, so they might not be ideal for everyone.

Thankfully, there is also a handy email contact form that gives you an alternative way to get any of your queries resolved. Plus we should mention the fact that we found an excellent FAQ section in our Flatex review 2025. In addition to this, you’ll find handy newsletters and even an impressive VIP Club at this online broker site.

We can’t have a Flatex review without taking a close look at how safe the online broker’s service is. Thankfully we discovered that Flatex is fully regulated by the German Federal Financial Supervisory Authority. As a result, the brand is completely licensed to offer its online broker platform across the whole of Europe.

You should also know that this is a fully encrypted online broker website. It features the latest SSL encryption technology to ensure that all of your personal data and communication is kept completely safe.

Plus our Flatex review 2025 found that your funds will be held in the Flatex Bank AG. This is a fully licensed bank that adheres to all of the necessary laws and regulation to ensure that your money is handled in a safe and responsible manner. The Flatex sign-up process is very robust to ensure that you’ll get to enjoy complete security when creating your account.

Reputation & Customer Feedback

Flatex is one of the new generations of online broker sites that are really shaking up the industry. While it’s a fairly new face on the scene, it has already picked up plenty of awards from prestigious sites such as Euro am Sonntag, Focus Money and much more.

We’ve seen many Broker of the Year awards for Flatex in the past five years, plus the brand has earned a solid reputation for the quality of its ETF trading service and SAvings Plan eligible funds. While the Bitcoin trading service is a relatively new feature, we think that Flatex should have what it takes to pick up many more awards for its crypto trading platform.